Investment Management

Investment Advisory Services

Our investment approach focuses on creating investment strategies that are designed specifically to meet your Tribe’s current needs while ensuring the strategy provides financial strength for future generations. Once we fully understand your unique goals and values, we provide a fully-integrated and customized approach to investment management that is designed to preserve and grow your capital. As independent investment advisors we have an open infrastructure platform that allows us to build an investment strategy specifically for you.

Our investment approach delivers the benefits of a sophisticated understanding of the capital markets, thoughtful and forward looking asset allocation, diversified portfolio structure, specialist investment managers and continuous portfolio management. We believe a well designed portfolio will be goals based, growth oriented, diversified, value driven and defensive. This approach adds value and reduces risk, allowing you to design the right investment strategy for your Tribe.

Our investment process is a detailed and ongoing FOUR STEP PROCESS:

We assist tribal leaders in determining investment goals and portfolio objectives

We develop the investment policy statement which identifies the Tribe’s risk tolerance, return objectives, target allocations and responsibilities of the Tribe’s investment committee. This step ensures that tribal leaders are fulfilling their fiduciary responsibilities, while eliminating their personal liability.

We implement the portfolio with select third party managers and funds through a diversified asset allocation approach.

We continuously manage the portfolio through a comprehensive performance measurement and monitoring process ensuring that your portfolio is meeting its investment goals and objectives.

Minors Trust Services

We assist Tribes with the development of Minors Trust Programs which encompasses trust design, funding,
distribution requirements, and ensuring benefits are disbursable at appropriate future dates.

  • We incorporate actuarial data to ensure timely distributions to minors.
  • We perform actuarial reviews to identify the number of minors that will be eligible for distributions on an annual basis.
  • We use a defined benefit approach to ensure that minor’s funds are always protected and available.
  • We work with Tribes to incorporate distribution eligibility requirements such as financial literacy classes that will provide them the basic knowledge of money management.
  • We can also provide TPA services needed for management of the minors trust through our strategic partnerships.

Cash Management Services

We understand the cash flows between tribal enterprises and tribal government and can help develop a
strategy that allows you to maximize returns and liquidity on cash and short term funds while eliminating
risks.

  • We have developed a strategy through the Certificate of Deposit Account Registry Service® (CDARS)
    which allows you to access multi-million-dollar FDIC insurance on CD investments made through a
    single financial institution, while searching over 3000 banks to find the most CD rates.
  • We have relationships with specific banks that allow our clients to earn higher returns on their CD’s then
    other customers while using trust services to collateralize funds with government backed securities and
    eliminating early withdrawal penalties.
  • We can build a customized bond portfolio based on the Tribe’s liquidity needs for time horizons longer
    than 12 months.